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Singapore SME Loan & Financial Services

 

Business funding has become extremely important for Singapore SME. It allows a business to survive in the down time and to expand when the opportunities arised.

With so many loan schemes and financing options in the market, Singapore SMEs are easily confused about what type of loans are needed, what are the interests rates, what type of loans are most suitables?

This is where Novalink can help. We are experienced in helping local SMEs securing business loans. Our job is to like you up with a whole suite of financial services to fit your business needs. Our services also include risk management and corporate insurance to ensure that your business is protected.

You have several options for funding your business:

 

Micro Loan for Singapore SME

Micro Loan is a low cost financing programme offered under the Local Enterprise Financial Scheme (LEFS). It is collateral free and a programme that involves a simple application process. Minimum of 5.75% for loan tenures of 0-4 years

 

Business Term Loan / Bank Loan

A Term Loan is a loan given to you in one lump sum. You can then choose a suitable time period to repay by monthly installments.

 

Invoice Factoring

Invoice factoring / Invoice financing is simply the selling of your invoices or receivables at a discount to a “factor” for immediate cash. It allows a business to draw money against its sales invoices before the customer has actually paid.

 

Merchant Cash Advance

It is a "Sale and Purchase" transaction. You "sell" your future credit and debit card sales to them, and they "buy" these future sales at a discounted price, and this price is paid to you in the form of the Merchant Cash Advance (CASH). If your business accepts Visa/Mastercard or Nets payments, then you can apply for this special financing service. Merchant cash advance is ideal for retailers and F&B customers who has a lot of credit and debit card sales.

 
 
Singapore Micro Loan Business Term Loan Merchant Cash Advances
Singapore Micro Loan Business Term Loan Merchant Cash Advances
Singapore Invoice Factoring Trade Line Properties Refinance
Invoice Factoring Trade Line Properties Refinance